Health Insurance for Hypertension
Here’s why and how much cover you should buy
Hypertension or High Blood Pressure is a common condition which we see amongst many Indians today. It is
consideration as a silent killer as many people are not aware that they may be affected by this ailment till they get stroke, coronary heart attack, kidney damage and different ailments.
The condition is witnessed among youngsters because of work-associated pressure and unhealthy lifestyle. The Covid-19 pandemic since 2020 has additionally brought on remarkable stages of pressure, which lead to high blood pressure amongst many.
It is estimated that atleast one in four adults in India is assumed to be affected by hypertension and simplest 10% them have it under control.
A latest analysis of data 9.9 lakh registered patients by health ministry’s on India Hypertension Control Initiative (IHCI) shows that the 47% of humans with hypertension have it under control while 23% have uncontrolled high blood pressure. State-wise, the proportion of the patients with uncontrolled blood pressure was maximum in Kerala.
Why you can purchase health insurance ?
Uncontrolled hypertension makes people susceptible to different complications related to heart, kidney, and brain. Such hospitalizations can also additionally come to be expensive and cause financial dent in case of no health insurance coverage. The healthcare cost is already growing in India.
Insurance specialists suggest that it’s very important to buy health insurance to financially shield oneself from implications of high blood pressure.
“Considering hypertension visible among youngsters and in elders, it makes immense sence to get health insurance coverage early in life,” Sudha Reddy, a Head of Health, Digit Insurance, advised FE Online.
According to Reddy, hypertension or high blood pressure is considered as a pre-existing disease (PED) and commonly has a waiting period of 1-2 years.
“Taking a health insurance policy early can help people exhaust prevalent waiting period and make a claim at later stage if the want arises,” she stated.
One may have hypertension due to genetic reasons. So, people who’ve a own family history of hypertension must take the health insurance cover early in life.
How a much coverage you have to buy
“To cover oneself safely, it’s advised that the people who stay in a cities has to take a health insurance cover with a sum insured of Rs 10 lakh to safely guard themselves, stated Reddy.